Tips for Independent Artists - Negotiation part 7

Subscriptions, Loans, Pay Later • As mentioned previously get all your personal and professional subscriptions together and decide which ones you need to keep and which ones you can let go of. • For instance, with something like Linked in – do you need the upgraded version for work searching, or is the basics and free version enough for now? • With any pay later or lay-by, make sure you know the dates that all payments are required and you have enough income to cover these, credit ratings can be very impacted at this time. • Loans do you know when they are required to be paid? • Be very mindful about getting quick cash loans, as the high interest can be impossible to pay back.