Punctum - Castlemaine Punctum experiments in live arts – the best in the field. Punctum is an intended art accident on the well-made stages of art. Jude Anderson - Artistic Director founded in 2004, Punctum as an artist-led live arts organisation on Dja Dja Wurrung country and based in Castlemaine. They're a key organisation for arts excellence and enquiry. They examine the relationship between artist, audiences and systems through live arts productions and residencies. They

Superannuation • Using the My Gov web site – you can create a link with the ATO and it will list your superannuation accounts – this is a start if you don’t know what is going on with your super. • Make sure you understand what any contractors or employees should be paying for your super • Also check out all your accounts and work out what is best to be done with them. If you have lots of small amounts in lots of different accounts explore options about rolling them into one

MDH Constructions - Eaglehawk Matthew House is a general construction and concreting business completing both commercial and residential works. MDH Constructions services include general construction, bathroom and kitchen renovations, concrete driveways, paths, commercial concreting, subcontract framing, landscape works including retaining walls and maintenance.

Housing Rent How far in advance are you paid in rent? How long is your lease? Can you change this expense in anyway – like get a flat mate? Or move in with friends to ride this out? Keep an eye out for any rent support from the government, or rent waived for any period of time? Also, are you eligible for rent assistance with Centrelink? If you live in share housing or with other people is everyone okay and sorted for their share? Surprises can be stressful. Mortgages Speaking

Kelly & Rose - Castlemaine Kelly and Rose are a friendly down to earth creative graphic and publishing studio that are able to provide design and marketing solutions to your business or project. They have many years’ experience providing innovative design and marketing solutions for their clients. Kelly and Rose are able to provide excellent design and marketing solutions at affordable rates. This provides excellent outcomes for their clients and their customers.

Subscriptions, Loans, Pay Later • As mentioned previously get all your personal and professional subscriptions together and decide which ones you need to keep and which ones you can let go of. • For instance, with something like Linked in – do you need the upgraded version for work searching, or is the basics and free version enough for now? • With any pay later or lay-by, make sure you know the dates that all payments are required and you have enough income to cover these, c

Honey to Heart - Castlemaine Jason Hendrickson from Honey to Heart specialises in making natural skin care products. All his products are made from hand sourced ingredients from local producers wherever possible. Honey to Heart products can be found at markets, stores and online.

Insurances • Get a copy of all of your insurance policies • Car, home, equipment, health, business, professional indemnity and public liability, and any other sorts you might have. • Check you don’t have two policies for the same item (sounds strange but somehow that can happened) • Check when they all need to be paid and contact the various insurers and make sure you have the best deal? Again, you can use comparison web sites or contact your local insurance broker to improve

Greg Waddell - Castlemaine Greg is an Environmental Consultant who travels the state conducting site visits and writing subsequent reports. He is one of the few people who does Vegetation offsetting.

Travel, Car & Public Transport • If you had flights booked and now work has been cancelled can you check your contracts or insurance policies to see what you can claim back? • What points do you have with which airline frequent flyer points programs? • Is there any of these points you can use for any essentials, instead of flights? • If you have a concession card is this linked to your public transport cards? • If you have a bike when does it need to be maintained? What does